MONEY MINDFULNESS - YOUTH PROGRAM
A Collective Youth Empowerment Program
Building Financial Knowledge Before Financial Habits Become Financial Limitations.
This program is Phenomenal
ABOUT MONEY MINDFULNESS - YOUTH PROGRAM
The Money Mindfulness™ Youth Program is Incourage Life’s financial empowerment program designed to introduce young people to the knowledge, mindset, and practical skills needed to make informed financial decisions and begin building a strong financial future.
Through age-appropriate, interactive learning, participants explore how money works, how financial decisions affect their future, and how saving, investing, entrepreneurship, ownership, and wealth building can become part of their lives long before adulthood.
Because we believe the conversation about wealth should begin early.
MONEY MINDFULNESS- YOUTH PROGRAM
More Than Learning How to Budget
Young people are constantly developing beliefs and behaviors around money—often before they ever earn their first paycheck.
The Money Mindfulness™ Youth Program creates an opportunity to introduce a different conversation early.
We don’t want young people to enter adulthood knowing only how to spend and earn money.
We want them to understand how to:
Manage it. Save it. Grow it. Protect it. Build with it. And eventually pass it forward.
The program combines practical financial education with conversations about mindset, decision-making, ownership, possibility, and long-term wealth creation.
95 (%) of students successfully improved their financial literacy comprehension and self-confidence.
98 (%) of students indicated that they are highly likely to recommend the program to a friend.
100 (%) of students who attended the program shared stories and anecdotal data of positive progress towards the long-term outcomes.
THE MONEY MINDFULNESS™ DIFFERENCE
Financial education tells young people what to do with money. Money Mindfulness™ also asks them to think about who they are becoming with money.
The program introduces financial strategy while encouraging participants to become more conscious of their beliefs, decisions, possibilities, and relationship with wealth.
Young people aren’t simply taught:
“Save your money.”
They’re encouraged to understand:
Why am I saving? What can money create? What is an asset? How can money grow? What does ownership mean? What kind of financial future do I want to create?
Our goal is not simply financial literacy.
It’s financial empowerment.
PROGRAM EXPERIENCE
The Money Mindfulness™ Youth Program is an immersive 12-week financial empowerment experience designed for young people ages 14–19.
Rather than introducing financial concepts through one-time workshops, participants have the opportunity to spend twelve weeks developing their financial knowledge, exploring wealth-building concepts, practicing financial decision-making, and expanding how they think about money, ownership, and their financial futures.
The program combines education, conversation, practical application, interactive experiences, and reflection to help participants move from simply learning financial concepts to understanding how those concepts apply to their own lives.
Program at a Glance
AGES
14–19
COHORT SIZE
20–25 Participants
PROGRAM LENGTH
12 Weeks
SESSION EXPERIENCE
2–4 Hours
DELIVERY OPTIONS
In-Person • Virtual • Hybrid
Programming can be delivered in partnership with:
Schools • Youth Organizations • Community Organizations • Summer Programs • Community Centers
PROGRAM HIGHLIGHTS
The program includes 4.5- hour weekly sessions led by licensed financial specialist, experienced life coaches and professional instructors. Each lesson includes the real life experience with professional guidance to aid the students is learning the key concepts.
The program includes comprehensive workbooks, guides and interactive assignments to enhance learning and personal growth. Student will engaged in projects that reflect real life situations and tasked to apply solutions based on what they have learned throughout the program.
The program includes a supportive, culturally responsive environment that reflects diverse and successful career paths. Students will be provided with mentorship to support their needs and growth. The program also provides mentorship, finance consulting and resources to families of the students to further support their growth a home.
MONEY MINDFULNESS- YOUTH PROGRAM AGENDA
Money Mindfulness:
- Week 1: History of the American Wealth Transfer
- Week 2: Fiat, Currency and Energy
- Week 3: Money Mindset
- Week 4: Unlearning our Conditioning
Money Mindfulness:
- Week 5: Five Financial Concepts- Budgeting and Debt
- Week 6: Five Financial Concepts – Assets v. Liabilities
- Week 7: Five Financial Concepts – Seven Streams of Income
- Week 8: Five Financial Concepts – Five Financial Concepts – Investing
Money Mindfulness:
- Week 9: Investing 101- What is Investing, Compound Interest, Ways to Invest
- Week 10: Myths About Savings – Saving vs. Investing
- Week 11: How to manage your wealth
- Week 12: Transferring your Wealth (Wills and Trust)
WHY DO WE NEED MONEY MINDFULNESS - YOUTH PROGRAM?
Because 4 out of every 5 students said they are not prepared for transition into adulthood.
BRING MONEY MINDFULNESS TO YOUR YOUTH
Schools & Community Organizations
Give the young people you serve access to practical financial education and an earlier introduction to wealth building.
Organizations interested in hosting a future Money Mindfulness™ Youth Program cohort can join our program interest list.
INVEST IN THE NEXT GENERATION
Sponsor a Money Mindfulness™ Youth Cohort
Your support helps Incourage Life provide youth with access to financial education, learning materials, facilitators, activities, and wealth-building resources at little or no cost to participating families.
Funding can help support:
Program instruction • Participant workbooks • Educational materials • Technology • Financial learning activities • Facilitators • Program evaluation • Youth resources
You aren’t simply funding a financial class. You’re helping give a young person financial knowledge they can carry for a lifetime.
FUND A MONEY MINDFULNESS YOUTH COHORT
$15,500 funds one complete 12-week cohort serving 20–25 young people ages 14–19.
Your investment helps provide participants with an immersive financial empowerment experience focused on money management, financial decision-making, investing, entrepreneurship, ownership, wealth building, financial protection, and legacy.
Funding supports the resources necessary to deliver the complete program experience, including instruction, curriculum and learning materials, participant resources, program activities, administration, and impact measurement.
One cohort. 20–25 young people. 12 weeks of financial education and wealth-building exposure that can influence decisions for years to come.
Money Mindfulness the
3 MONTH PROGRAM-
4.5 HOUR WEEKLY INTERACTIVE LESSONS WITH LICENSED PROFESSIONALS
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COMPREHENSIVE WORKBOOKS AND GUIDES
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MENTORSHIP FOR STUDENTS AND FAMILIES